Gallagher & Co Consultants Ltd Privacy Policy governs collection, storage, and use of information gathered through this website or the websites' of its partners' and/or subsidiaries.

It is Gallagher & Co Consultants Ltd policy to respond with reasonable promptness to subpoenas and other legal process served on Gallagher & Co Consultants Ltd or its subsidiaries that seek information, documents or other business records. Third parties wishing to serve such process on Gallagher & Co Consultants Ltd may do so in writing through Gallagher & Co Consultants Ltd Legal Department. Our legal department will evaluate each such request based upon the applicable law and facts.

An administrative fee of $75 USD will be charged for each request to cover Gallagher & Co Consultants Ltd fees and expenses in responding to the request. Gallagher & Co Consultants Ltd may require the requesting party to pay the applicable hourly rate for requests that require significant documentation, third party charges, disbursements, engineering or technical support, and any other charges or expenses.

Gallagher & Co Consultants Ltd expressly reserves any rights in equity and under applicable law in connection with its receipt, evaluation and any response to, any third party requests or legal process.

Except as otherwise set forth herein, these general terms and conditions of use ("Terms and Conditions") govern your use of the Gallagher & Co Consultants Ltd website. By accessing and using the Gallagher & Co Consultants Ltd website, you acknowledge that you have read and agree to these Terms and Conditions. If you do not agree to be bound by these Terms and Conditions, then you are requested to immediately exit this site. Gallagher & Co Consultants Ltd may take any actions it deems appropriate, including, but not limited to, restricting your access to this website or terminating its services to you if Gallagher & Co Consultants Ltd determines in its sole discretion that you have violated these Terms and Conditions.

These Terms and Conditions do not govern services available from Gallagher & Co Consultants Ltd its subsidiaries or partners' (even those services that may be ordered or provided by Gallagher & Co Consultants Ltd, its subsidiaries or partners' through this website) to the extent that any specific terms and conditions apply to such services. Those services are instead governed by the specific agreements, policies, instructions, statements, and regulations relating to such services, and such governing documents will control in the event of a conflict with these Terms and Conditions or any material contained on this website.

Copyright. All content, including but not limited to information, data, graphics, logos, trademarks, messages, photographs, the HTML code that Gallagher & Co Consultants Ltd creates to generate the website, or other materials (collectively, "Content") included on this website is the property of Gallagher & Co Consultants Ltd or content providers of Gallagher & Co Consultants Ltd and is protected by copyright law. You may not produce, publish, transmit, distribute, display, modify, create derivative works from, or exploit in any way, in whole or in part, any of Content of this site or any related software without the prior written consent of Gallagher & Co Consultants Ltd or as authorized under these Terms and Conditions. However, you may print or download a copy of the Content for your personal use as long as you keep intact all copyright and other proprietary notices.

Third party content. Gallagher & Co Consultants Ltd claims no proprietary rights to, or affiliation with, any third party trademarks or logo references or appearing on this website. You should not infer any affiliation, sponsorship or endorsement from the use of third party marks on this website as such marks are used solely to designate certain products or services as belonging to their respective owners.

Images. Images of people or places displayed on this Website are either the property of, or used with permission by, Gallagher & Co Consultants Ltd, its subsidiaries or partners'. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided elsewhere on this website. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Disclaimer. THIS WEBSITE INCLUDES CONTENT AND INFORMATION THAT IS SUBJECT TO CHANGE WITHOUT NOTICE. WHILE Gallagher & Co Consultants Ltd DESIRES THAT THE CONTENT AND INFORMATION ON THIS WEBSITE BE UP-TO-DATE AND ACCURATE, IT IS YOUR SOLE RESPONSIBILITY TO CONFIRM THE ACCURACY, COMPLETENESS OR RELIABILITY OF SUCH CONTENT AND INFORMATION. Gallagher & Co Consultants Ltd DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING THE USE OF THE CONTENT OR INFORMATION ON THIS WEBSITE OR THE ACCURACY OR RELIABILITY OF SUCH CONTENT OR INFORMATION.

Except as otherwise provided in this Agreement, Gallagher & Co Consultants Ltd seeks to protect the privacy of personal information you submit over our website. Please review the Gallagher & Co Consultants Ltd Privacy Policy for more information about how Gallagher & Co Consultants Ltd handles personal information. However, the security of the Internet cannot be guaranteed and therefore Gallagher & Co Consultants Ltd cannot assure your privacy.

Gallagher & Co Consultants Ltd is not responsible for any unauthorized access to communications that you submit over the Internet. Any communication or material you transmit to this website by electronic mail or otherwise, will be treated in accordance with our Privacy Policy. By transmitting or posting any communications or materials to this website, you agree that Gallagher & Co Consultants Ltd or any of its subsidiaries, partners' and affiliates may use your communications or materials for any purpose, including without limitation reproduction, transmission, publication, broadcast and posting.

Gallagher & Co Consultants Ltd and its subsidiaries, partners' and affiliates are free to use any ideas, concepts or know-how contained in such communications or materials for any purpose whatsoever including without limitation developing, manufacturing, distributing and marketing products using such information. Although Gallagher & Co Consultants Ltd may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on this website, Gallagher & Co Consultants Ltd is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such locations on this website. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law.

Gallagher & Co Consultants Ltd will fully cooperate with any law enforcement authorities or court order requesting or directing Gallagher & Co Consultants Ltd to disclose the identity of anyone posting any such information or materials.

THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, ALL INFORMATION, CONTENT AND SERVICES MADE AVAILABLE ON THIS WEBSITE, IS PROVIDED AS IS. GALLAGHER & CO CONSULTANTS LTD AND ITS SUBSIDIARIES AND PARTNERS, THEIR EMPLOYEES AND AGENTS, MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND OR NATURE WHATSOEVER REGARDING THE CONTENT OR SERVICES OF THIS WEBSITE, OR HYPERTEXT LINKS TO OTHER OUTSIDE WEBSITES.

GALLAGHER & CO CONSULTANTS LTD, ITS SUBSIDIARIES AND PARTNERS, AND THEIR EMPLOYEES AND AGENTS, DISCLAIM ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND OR NATURE WHATSOEVER, INCLUDING, WITHOUT LIMITATION, WARRANTIES RELATED TO ANY COURSE OF DEALING, USAGE OR TRADE PRACTICE, IMPLIED WARRANTIES OF NONINFRINGEMENT, AND MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. FURTHER, GALLAGHER & CO CONSULTANTS LTD DOES NOT REPRESENT OR WARRANT THAT YOUR ACCESS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE AND MATERIAL ACCESSIBLE FROM THIS WEBSITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

GALLAGHER & CO CONSULTANTS LTD AND ITS SUBSIDIARIES AND PARTNERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OR PERFORMANCE OF, OR THE INABILITY TO USE, THE GALLAGHER & CO CONSULTANTS LTD WEBSITES' OR INFORMATION OR FUNCTIONS ON SUCH SITE, EVEN IF GALLAGHER & CO CONSULTANTS LTD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification. You hereby agree to defend, indemnify and hold harmless Gallagher & Co Consultants Ltd and its subsidiaries, partners', directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of your use of this website.

Gallagher & Co Consultants Ltd may, from time to time, provide links to other outside websites. Gallagher & Co Consultants Ltd has not reviewed and is not responsible for such linked websites or the content of any of the linked websites. 

Gallagher & Co Consultants Ltd provides these links as an additional resource for its website users and makes no representations regarding the content of any linked website or any companies that own, control or manage the linked websites. Consequently, Gallagher & Co Consultants Ltd cannot be held responsible for the accuracy, relevancy, copyright compliance, legality or decency of material contained in, programs used by, or services or products offered by, websites linked to from this website.

To ensure customers receive quality service, the Partners oversee phone calls and correspondence. This is to guarantee that prompt, consistent assistance and accurate information is delivered in a professional manner.

Please refer to these Terms and Conditions regularly. Gallagher & Co Consultants Ltd may at any time, and without prior notice, revise these Terms and Conditions by updating this posting. Your continued use of this website following posting of changes to these Terms and Conditions signifies that you accept these revisions.

Gallagher & Co Consultants Ltd, the Gallagher & Co Consultants Ltd logo, and certain other marks in this website are the trademarks, trade names, and service marks of Gallagher & Co Consultants Ltd. Any use of such marks without the prior written consent of Gallagher & Co Consultants Ltd is prohibited. Other trademarks and logos are the property of the parties to whom they are attributed.

The contents of this website are copyright © Gallagher & Co Consultants Ltd - All rights reserved.

For further information or to contact us with questions, concerns, or comments, you may email us at support@gallagherandco.co.nz 

Although Gallagher & Co Consultants Ltd will, in most circumstances, be able to receive your email or other information provided through this website, Gallagher & Co Consultants Ltd does not guarantee that it will receive all such email or other information timely and accurately. Gallagher & Co Consultants Ltd shall not be legally obligated to read, act on, or respond to any such email or other information.